Charles Clotworthy

Mr. Clotworthy began his financial career in 1985 in Frankfurt, Germany, previously with a private trust company arranging financing and private placements. After several years he returned home to New Orleans and formed a boutique mortgage and finance company. Mr. Clotworthy merged the company into another that was working with securitization partners for commercial real estate. Responsible for all mortgage banking operations, he also originated and arranged debt, equity, mezzanine and bridge loans. Mr. Clotworthy was also responsible for $500M of acquisitions for his account and partners, consisting of retail, office and multifamily acquisitions.

Mr. Clotworthy and partners formed Southern Capital Group and Southern Capital Lending LLC. The company originates, underwrites and places conduit, agency, construction, mezzanine, and bridge loans. The company operates as real estate investment bankers and arranges joint venture and preferred equity for select transactions.

Brad Calloway

Brad Calloway is a commercial lending and real estate lending specialist with over twenty-five (25) years of commercial loan origination experience. Throughout his career, he has originated and closed over $1 billion of real estate project financings, consisting of multi-family housing, hotels, office buildings, nursing homes, and mixed use real estate projects. Brad has in-depth experience in tax credit financing and has structured and closed more than fifty (50) New Market Tax Credit (NMTC) financings and has been involved with closing eighty-four (84) Historic Tax Credit financings and twelve (12) Low Income Housing Tax Credit transactions. In addition to utilizing tax credit equities in the capital stack, Brad has also worked with layering of public funding sources such as Community Development Block Grants (CDBG), HOME Funds, Tax Increment Financing bonds and special purpose grants and funding sources.

Brad completed a Bachelor’s of Professional Accountancy (BPA) degree at Mississippi State University and completed the CPA certification process in the State of Mississippi. In addition to his commercial lending experience, his previous work experience included financial auditing for Arthur Andersen & Co. prior to beginning a commercial lending career. Brad serves as an adjunct lecturer at Tulane University teaching a course on Community Development & Tax Credit Financing within the Masters of Sustainable Real Estate Development program offered through the Tulane University School of Architecture.